You might want to think about starting a legal lawsuit if you registered a car wreck claim and the negligent driver’s insurance provider refuses to make a reasonable settlement. To accomplish this, you must first file a petition with the court and deliver a notice of complaint to the defendant. The next step is to wait for the defendant’s response. If they don’t agree to a settlement, you proceed to the discovery stage and trial, where you can hire a competent Lyft accident lawyer in Jersey City to help you out with the case.
What Sets a Claim Apart from a Lawsuit?
It is common for the two processes to be confusing since a “settlement” might occur in an auto insurance claim and a lawsuit following a collision. Each has the same goal; to obtain compensation for losses experienced in an automobile accident. However, litigation can also result in a trial.
Putting in a Claim
Making an auto insurance claim is the procedure you must follow any moment you are engaged in a car accident. However, you may only do so if you desire to be compensated for the harm done to your car.
During this process, you bargain with the insurance firm’s adjuster about the sum of money they will provide to restore your car to the state it was in just before the collision.
There is a possibility that your plan or the policy of the liable driver includes medical expenditures. It can be investigated later by your lawyer once they review your matter.
Considering the extent of your injuries, the offered insurance might not be sufficient to compensate for your losses, particularly if you need long-term care.
Filing a Lawsuit
On the flip side, a lawsuit is a legal recourse. More precisely, a car wreck lawsuit takes place in civil court. Herein, a plaintiff (the individual who filed the complaint) attempts to get a monetary settlement from the offender (the individual they are suing).
However, bear in mind that you must go through the process first. Only after that will you be eligible to have your case considered in a legitimate legal proceeding. Hence, ensure hiring a lawyer who can investigate your case efficiently and help you get the compensation you are entitled to.